Support Home Borrower Eligibility Can I use a cosigner? Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. Since this is a personal loan, we can only take your individual information into consideration. Was this article helpful? 0 0 Related Questions: Will I be eligible for a Loan? To qualify for a loan, all loan borrowers must: Has...… Why was I disqualified? To learn why we were unable to offer you a...… Can Optus Bank make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requireme...…