Support Home Making Loan Payments Does Optus Bank charge a prepayment fee or penalty? Does Optus Bank charge a prepayment fee or penalty? No, there is no prepayment fee or penalty. You can make early or additional payments at any time through your Optus Bank dashboard. Was this article helpful? 1 0 Related Questions: Can I split my monthly payment into two or more installments? Yes, you can make your monthly payment in two or...… How can I delete an old bank account? If you have a bank account that has been closed...…